Mortgages

Competing Against an All-Cash Offer

Competing Against an All-Cash Offer

You found a home you love. You made an offer that you thought couldn’t be beat. But it was – by an all-cash offer from another buyer. Although buyers… Read more ⇢
Sneaky Ways to Save Money for a Down Payment

Sneaky Ways to Save Money for a Down Payment

Do you dream of owning your own home, but feel like you’ll never have the money for a down payment? While saving for a down payment can seem like… Read more ⇢
Don’t Sabotage Your Credit

Don’t Sabotage Your Credit

If you’re shopping for a home loan, you know that your credit score helps to determine what kind of loan you qualify for and at what rate. The… Read more ⇢
Saving for Your Down Payment

Saving for Your Down Payment

If buying a home is in your future, one of the realities you’ll need to face is the need to save for a down payment. Depending on the type… Read more ⇢
Is an FHA Loan Right for You?

Is an FHA Loan Right for You?

One of the most daunting challenges of buying a home is choosing and getting approved for a mortgage loan. There are many types of mortgages out… Read more ⇢
Are You Ready to Buy a Home?

Are You Ready to Buy a Home?

Okay, it’s one of the biggest decisions of your life, so when do you know if you’re ready? Homeownership readiness can come at any age …… Read more ⇢
How Much Will My Payment Be?

How Much Will My Payment Be?

Happy New Year from The Begley Team! Our first blog of the year. You’ve found it! The home you’ve been searching for is for sale… Read more ⇢
Taxes and Your New Home

Taxes and Your New Home

If you bought a new home in 2015, here are some things to think about as you get ready for tax season: Mortgage Interest One… Read more ⇢
How do Fed Rate Hikes Affect Mortgages?

How do Fed Rate Hikes Affect Mortgages?

Eeeeek! Rates are going up … or are they? Last week, for the first time after years of historically low rates, the Federal Reserve decided to… Read more ⇢
What to Ask Santa For — A Downpayment!

What to Ask Santa For — A Downpayment!

You’ve been saving for a downpayment and you’re almost there. Almost! You just need a little more money in that account and you can… Read more ⇢
When Interest Rates Go Up

When Interest Rates Go Up

The Feds have been pretty indecisive about moving interest rates up, but the down-low is that they plan to make the move upwards in December. Read more ⇢
Honoring our Veterans

Honoring our Veterans

“The willingness with which our young people are likely to serve in any war, no matter how justified, shall be directly proportional to how they perceive veterans of… Read more ⇢
Keeping It In Balance: Knowing Your Credit-to-Debt Ratio

Keeping It In Balance: Knowing Your Credit-to-Debt Ratio

Many potential new homebuyers find themselves unable to secure a loan, confined to a smaller home or at least to a smaller loan because they don’t understand the ins… Read more ⇢
Qualifying for a Mortgage When You’re Self-Employed

Qualifying for a Mortgage When You’re Self-Employed

During the past several years, as folks struggled to survive the economic downturn and job loss, many smart people turned to entrepreneurship. In fact, working for yourself, either part-time… Read more ⇢
Disappointing Appraisal?

Disappointing Appraisal?

You’ve found the perfect home at the perfect price and made an offer that the sellers accepted. But, the appraisal came back lower than your offer. Read more ⇢

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