Southern California Real Estate Blog

  • Keeping It In Balance: Knowing Your Credit-to-Debt Ratio

    BY Brandon Begley

    Many potential new homebuyers find themselves unable to secure a loan, confined to a smaller home or at least to a smaller loan because they don't understand the ins and outs of their credit score. First of all, your FICO (Fair Isaac Corporation) cr...

  • It’s Elemental:Homeowner’s Maintenance Guide To Prepare For El Niño

    BY Brandon Begley

    Buying a home is an exciting experience. You save up your downpayment, wade through thousands of listings, find and hire a buyer's agent, search for the perfect home, make and offer, get accepted and take the plunge. Now, you've moved in, repainted...

  • Lighten Up Dark Spaces Naturally

    BY Brandon Begley

    You saved up your money and survived the rigors of mortgage underwriting, packed up your apartment, loaded the truck and moved into your new home. After several urgent days of unpacking, rearranging furniture and filling cupboards, you settle into yo...

  • Qualifying for a Mortgage When You’re Self-Employed

    BY Brandon Begley

    During the past several years, as folks struggled to survive the economic downturn and job loss, many smart people turned to entrepreneurship. In fact, working for yourself, either part-time or as your full-time gig is the reality for millions of Ame...

  • New or Pre-Owned Home?

    BY Brandon Begley

    Some homebuyers want nothing but a brand-new home with pristine appliances, sparkling bathtubs and stickers still on the windows. Others look for established homes in neighborhoods with mature landscaping, developed infrastructure and character. Bo...

  • Disappointing Appraisal?

    BY Brandon Begley

    You've found the perfect home at the perfect price and made an offer that the sellers accepted. But, the appraisal came back lower than your offer. BUMMER! What do you do now? Any home financed through a bank or mortgage lender requires an appra...

  • Does Size Really Matter?

    BY Brandon Begley

    Now that you're embarking on home ownership, you might wonder how large a space you actually need. After all, apartments tend to be a bit smaller than the average home and the siren song of extra space lures many a buyer into purchasing the biggest...

  • What Matters Most? Why Location Trumps Everything!

    BY Brandon Begley

    Take a lesson from that old real estate adage "location, location, location." Many seasoned homeowners will tell you that the size of your home and the amount of space you have—including extra living rooms, game rooms, or even acreage — becomes...

  • Home Loans Especially for College Grads

    BY Brandon Begley

    With outstanding student loan debt topping $1.2 trillion, and more than 40 million borrowers carrying student loan debt, the age of first-time homebuyers is edging upwards. Among millennials, homeownership is down from 43 percent a decade ago to just...

  • Keeping Your House Show Ready

    BY Brandon Begley

    Having your house on the market while you're living in it can be a stressful time. You still have to live. The dog still puts muddy prints on your freshly mopped floor. The kids still race down the hallway bumping into your freshly painted walls. C...