Category Archives: Mortgages

  • Competing Against an All-Cash Offer

    BY Brandon Begley

    You found a home you love. You made an offer that you thought couldn’t be beat. But it was – by an all-cash offer from another buyer. Although buyers who pay for homes with cash are attractive in many markets, it doesn’t... 

  • Sneaky Ways to Save Money for a Down Payment

    BY Brandon Begley

    Do you dream of owning your own home, but feel like you’ll never have the money for a down payment? While saving for a down payment can seem like a daunting task, it isn’t impossible. In fact, there are ways to begin... 

  • Don’t Sabotage Your Credit

    BY Brandon Begley

    If you’re shopping for a home loan, you know that your credit score helps to determine what kind of loan you qualify for and at what rate. The better your score, the more favorable your terms will be. But do you know everything... 

  • Saving for Your Down Payment

    BY Brandon Begley

    If buying a home is in your future, one of the realities you’ll need to face is the need to save for a down payment. Depending on the type of mortgage you qualify for, you’ll need anywhere from three to upwards of 20... 

  • Is an FHA Loan Right for You?

    BY Brandon Begley

    One of the most daunting challenges of buying a home is choosing and getting approved for a mortgage loan. There are many types of mortgages out there and if you’re unfamiliar with the differences between them and how... 

  • Are You Ready to Buy a Home?

    BY Brandon Begley

    Okay, it’s one of the biggest decisions of your life, so when do you know if you’re ready? Homeownership readiness can come at any age … there are young twenty-somethings that took the plunge, and there are... 

  • How Much Will My Payment Be?

    BY Brandon Begley

    Happy New Year from The Begley Team! Our first blog of the year. You’ve found it! The home you’ve been searching for is for sale and you want to buy it. Can you afford it? How can you tell? First of all, the Internet... 

  • Taxes and Your New Home

    BY Brandon Begley

    If you bought a new home in 2015, here are some things to think about as you get ready for tax season: Mortgage Interest One of the biggest perks of owning your own home is the benefit of deducting your mortgage interest.... 

  • How do Fed Rate Hikes Affect Mortgages?

    BY Brandon Begley

    Eeeeek! Rates are going up … or are they? Last week, for the first time after years of historically low rates, the Federal Reserve decided to raise short-term interest rates. For homebuyers, any rate hike often is seen... 

  • What to Ask Santa For — A Downpayment!

    BY Brandon Begley

    You’ve been saving for a downpayment and you’re almost there. Almost! You just need a little more money in that account and you can make an offer on your starter home. Now, your parents and grandparents want...